Pour en savoir plus:
Dans Dealertrack v. Huber (Fed. Cir. 2012) , une méthode pour gérer une demande de crédit est jugée non brevetable par la Court of Appeal of the Federal Circuit (CAFC) parce qu’elle concernerait une idée abstraite qui couvrirait un concept fondamental qui brimerait toute innovation dans le domaine concerné (“the claims” are directed to an abstract idea preemptive of a fundamental concept or idea that would foreclose innovation in this area).
Selon la cour:
– “The claims are silent as to how a computer aids the method, the extent to which a computer aids the method, or the significance of a computer to the performance of the method. The undefined phrase “computer aided” is no less abstract than the idea of a clearinghouse itself.”
– “Simply adding a computer aided limitation to a claim covering an abstract concept, without more, is insufficient to render the claim patent eligible.”
La revendication 1…:1. A computer aided method of managing a credit application, the method comprising the steps of:
[A] receiving credit application data from a remote application entry and display device;
[B] selectively forwarding the credit application data to remote funding source terminal devices;
[C] forwarding funding decision data from at least one of the remote funding source terminal devices to the remote application entry and display device;
[D] wherein the selectively forwarding the credit application data step further comprises:
[D1] sending at least a portion of a credit application to more than one of said remote funding sources substantially at the same time;
[D2] sending at least a portion of a credit application to more than one ofsaid remote funding sources sequen-tially until a finding [sic, funding] source returns a positive funding decision;
[D3] sending at least a portion of a credit application to a first one of said remote funding sources, and then, after a predetermined time, sending to at least one other remote funding source, until one of the finding [sic, funding] sources returns a positive funding deci-sion or until all funding sources have been exhausted; or,
[D4] sending the credit application from a first remote funding source to a second remote finding [sic, funding] source if the first funding source de-clines to approve the credit application.